What We Do Meet the Team Case Studies FAQ Get Started

The Complete
Benefits Platform

Replace the patchwork of disconnected spreadsheets, carrier portals, and manual processes with one unified system that handles every stage of the benefits lifecycle.

1,000+
Carrier Integrations
99.99%
Uptime SLA
<8 min
Avg Enrollment Time
50K+
Lives Managed

Plan Design & Configuration

Build, modify, and manage complex benefit plans with our visual plan designer. No IT involvement required. Support for every line of coverage your organization offers, with built-in compliance guardrails that prevent costly errors before they happen.

  • Visual drag-and-drop plan builder with real-time preview
  • Support for medical, dental, vision, life, disability, voluntary & specialty lines
  • Configurable eligibility rules by job class, location, hours, or custom criteria
  • Built-in ACA, ERISA, COBRA & state-specific compliance checks
  • Version control and full audit trail for every plan change
PLAN BUILDER
Draft
Gold PPO Plan Active
Deductible
$500
OOP Max
$3,000
Copay
$20
Silver HDHP Plan Draft
Deductible
$1,600
OOP Max
$5,000
HSA Eligible
Yes
2 of 4 plans configured

Smart Enrollment Engine

Our AI-guided enrollment understands each employee's unique situation and recommends the best plan options. Decision-support tools transform the most confusing part of benefits into a personalized, confident experience that takes minutes, not hours.

  • AI-powered plan recommendations based on employee demographics
  • Side-by-side plan comparison with total cost modeling
  • Multi-channel access: desktop, mobile, tablet & kiosk-ready
  • Auto-populated forms from HRIS data — confirm, not re-enter
  • Progress saving — start, stop, and resume enrollment anytime
ENROLLMENT WIZARD Step 3 of 5
Profile Dependents Medical Dental Review
AI RECOMMENDATION

Based on your family size and expected utilization, the Gold PPO plan could save you up to $1,840/year in total costs.

BEST MATCH
Gold PPO
$245/mo • $500 deductible
Silver HDHP
$165/mo • $1,600 deductible

Automated Fulfillment

Enrollment data is only valuable if it reaches carriers accurately and on time. Our automated pipeline eliminates manual spreadsheet transfers, phone calls, and guesswork. Every election is validated, transmitted, confirmed, and reconciled — without human intervention.

  • Real-time EDI 834 feed generation and transmission
  • Automated reconciliation with carrier confirmation files
  • Discrepancy detection and auto-resolution workflows
  • Eligibility verification before coverage effective dates
  • Complete audit trail with timestamps for every transmission
DATA PIPELINE
Live
1
Employee Enrollment
Elections submitted & validated
Complete
2
EDI 834 Generation
Auto-formatted for each carrier
Complete
3
Carrier Transmission
Secure SFTP delivery to 3 carriers
Complete
Reconciliation
100% match — 0 discrepancies
Verified

Employee Self-Service

Empower your employees with 24/7 access to their benefits information. Our self-service portal reduces HR inquiries by up to 80% by giving employees tools to manage their own benefits — from viewing coverage to submitting life event changes.

  • Digital ID cards — view, download, or share from any device
  • Dependent management with guided document upload
  • Life event processing: marriage, birth, move & more
  • Total compensation statements and benefits summary reports
  • Secure document vault for EOBs, plan docs & tax forms
JD
Jane Doe
Marketing • Full-Time
Active
Medical
Gold PPO
Employee + Family
Dental
Premium PPO
Employee + Family
Vision
VSP Choice
Employee Only
Life / AD&D
2x Salary
$150,000
View ID Cards
Life Event
Documents

Real-Time Analytics

Make data-driven benefits decisions with our comprehensive analytics suite. From live enrollment tracking to year-round utilization analytics, our dashboards give you the visibility to optimize your benefits program and demonstrate ROI to leadership.

  • Live enrollment dashboards with real-time completion tracking
  • Plan participation drill-down by department, location & demographics
  • Cost modeling and forecasting tools for renewal planning
  • Year-over-year trend analysis for utilization and costs
  • Executive-ready reports with one-click export to PDF & Excel
ENROLLMENT ANALYTICS Q1 2026
Enrolled
2,847
+12.3%
Completion
94%
+8.1%
Avg. Time
7.2m
-42%
Plan Participation by enrollment count
Medical
92%
Dental
78%
Vision
65%
Life
88%
HSA
54%

Seamless Integrations

Our platform connects to your entire HR technology ecosystem through pre-built integrations and a robust API. Whether you run ADP, Workday, UKG, or a custom HRIS, data flows seamlessly between systems — eliminating duplicate entry and keeping everything in sync.

  • Pre-built HRIS connectors for all major platforms
  • 200+ carrier EDI connections with automated setup
  • REST API with webhooks for custom data pipelines
  • SSO via SAML 2.0, OAuth 2.0 & OpenID Connect
  • Automated payroll deduction file generation
INTEGRATION HUB All Systems Connected
HRIS Sync
ADP, Workday, UKG & more
Carrier EDI
200+ carrier connections
Payroll Export
Auto deduction file generation
REST API
Webhooks & custom pipelines
SSO / Auth
SAML, OAuth 2.0, OIDC

Works with the tools
you already use

Pre-built integrations with leading HRIS and payroll platforms. New connections deployed in days, not months.

ADP
Workday
UKG
Paylocity
BambooHR
Paycom
SAP
Oracle
Gusto
Rippling
Ceridian
Paychex

Ready to see the platform in action?

Schedule a personalized demo and discover how OPM can transform your benefits administration.